• Wealth & Income Solutions
  • Wealth & Income Solutions
  • Wealth & Income Solutions

Our Services

  • Retirement Planning
  • Trusts
  • Tax Planning
  • Estate Planning
  • IRA & 401 (K) Rollovers
Our Services

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We invite you to come in and have a no obligation consultation with our staff.
A completely free meeting.

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Upcoming Dates

December 1st, 8th, and 13th
January 12th, 17th, 24th and 26th


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annuity report

Powerful Study

Receive a powerful study written on Index Annuities by Wharton School of Business professor Dr. David Babbel.

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Retirement First Financial Solutions

Retirement Financial Solutions is an estate planning and financial services company dedicated to serving and educating retirees and pre-retirees throughout middle and eastern Tennessee.  Founder and President, After roughly 14 years in the financial services industry, Bob Fugate, decided to venture out with his own independent firm in 1998, and since that time, we have developed our business by reaching out, nurturing and maintaining close, trusting relationships with each of our clients.

Our Unique Approach

We understand how important it is for you to be able to trust your financial advisor - particularly in the wake of recent, highly publicized corporate failures and investment management misdeeds. Regardless of the direction the stock market and interest rates take in the future, it's important to have a trusted advisor you can count on to give you the news straight and always look after your best interests.

That trusted advisor is Retirement Financial Solutions. As a Certified Financial Planner™ (CFP®), Bob Fugate’s fiduciary responsibility is to his clients – not to any company or product. He and his team are experienced, responsive and understand your need for integrity and transparency.

To schedule a time to discuss your financial future, contact us at info@retirementfs.com or call us at (888) 938-6492 today!

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Our mission is to help retirees and pre-retirees build, protect, and preserve their assets and to have all clients achieve financial peace of mind and security throughout their retirement years.

Bob Fugate (CFP®)
President